If the Unexpected Happens Social Security May Be Able to Help

What Is Social Security Disability Insurance?

Social Security Disability Insurance (SSDI) is a federal program that provides monthly payments to people who are unable to work because they have a medical condition that is expected to last for at least one year or result in death.

To qualify for SSDI, you must have worked in a job covered by Social Security and paid Social Security taxes. You also must have a medical condition that prevents you from doing any work that you are qualified to do.

The amount of your SSDI benefit is based on your average lifetime earnings. The maximum monthly benefit for someone who becomes disabled in 2023 is $3,345.

How to Apply for SSDI

To apply for SSDI, you can either visit your local Social Security office or apply online at www.ssa.gov. You will need to provide documentation of your medical condition, as well as your work history.

The Social Security Administration will review your application and make a decision on whether or not you are eligible for SSDI. If you are approved, you will begin receiving benefits within a few months.

Other Social Security Benefits

In addition to SSDI, the Social Security Administration also provides other benefits to people with disabilities, including:

• Supplemental Security Income (SSI)
• Medicare
• Medicaid

To learn more about these benefits, visit the Social Security Administration's website at www.ssa.gov.